A Western horse cinch having reinforcing webbing along an exterior surface and a removable fleece liner along an interior surface is disclosed. The cinch is approximately four and one-half inches wide and 32 and one-half inches long. A strip of four inch wide Velcro.TM. fabric lines the inner surface of the entire length of a four inch span of webbing which forms the body of the cinch. A standard piece of padded fleece fabric has a strip of complementary Velcro.TM. running its entire length. Thus, the fleece fabric is easily removable from the strip of webbing for washing. A second piece of webbed fabric is stitched the length of the cinch and is looped to retain a four inch D-ring at each end. It also has a narrow strip of webbing placed at the center (midsection) which holds two opposing one-inch D-rings in place. These smaller D-rings are used for attachment of a breast collar or breast plate and a flank strap. The present invention includes one additional strip of webbing which holds a webbed cuff at each end. These cuffs are approximately two and one-half inches wide and of a size adequate to receive the leather straps included on most Western saddles.