An image pick-up apparatus loaded in a body of the apparatus with a monitor for displaying a captured image is provided. The image pick-apparatus includes an input device which inputs a character and an image to be combined with an image displayed on the monitor, a composition device which combines the character and the image input through the input device with the image displayed on the monitor, and generates a composite image, an instruction device which instructs a record of the composite image generated by the composition device, and a record control device which records a composite image generated by the composition device in accordance with an instruction of the instruction device in a record medium, and adds an identification symbol for identifying that the image recorded in the record medium is a composite image to a part of a file name, thereby recording data in the record medium.