At least three underlayers, i.e., a first underlayer containing, as a main component, at least one element selected from Ag, Ir, Ni, Pd, Pt, Rh, Hf, Re, Ru, Ti, Ta, Zr, Mg, and Al, a second underlayer containing Mg or Al and Si, and a third underlayer containing, as a main component, at least one element selected from Pt, Pd, Ru, Rh, Co, and Ti, are formed between a substrate and magnetic recording layer.