Invention Grant
US07720764B2 Method, device, and system for completing on-line financial transaction
有权
完成在线金融交易的方法,设备和系统
- Patent Title: Method, device, and system for completing on-line financial transaction
- Patent Title (中): 完成在线金融交易的方法,设备和系统
-
Application No.: US12024581Application Date: 2008-02-01
-
Publication No.: US07720764B2Publication Date: 2010-05-18
- Inventor: Kenneth James Emerson , Edward Vincent O'Meara , Qun Chen
- Applicant: Kenneth James Emerson , Edward Vincent O'Meara , Qun Chen
- Agency: Mayback & Hoffman PA
- Agent Gregory L. Mayback; Scott D. Smiley
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
A method for conducting a secure transaction over a network includes the steps of receiving a price and a transaction identifier from a merchant, the transaction identifier identifying a purchase selection made by a user, receiving a user identifier from a user, receiving a financial institution selection from the user, initiating a communication session with the selected financial institution, receiving a financial-institution user-identifier from the user, communicating the financial-institution user-identifier to the selected financial institution, communicating to the selected financial institution a request to transfer funds, receiving the funds from the selected financial institution, and sending the funds to the merchant.
Public/Granted literature
- US20090198615A1 Method, Device, and System for Completing On-Line Financial Transaction Public/Granted day:2009-08-06
Information query