A protective garment for a military or paramilitary firefighter or emergency worker has a shell of high visibility with trim that is reflective, fluorescent, or both, a shell of low visibility without such trim, and a moisture barrier between the shells. Being reversible, the protective garment is wearable with either shell facing outwardly and with the other shell facing inwardly. In terms of heat resistance, flame resistance, and tear strength, each shell conform to all applicable standards of NFPA 1971 for outer shells of protective clothing. In terms of thermal protection performance, the protective garment conforms to all applicable standards of NFPA 1971 for all layers of protective clothing. Desirably, the protective garment conforms to the standards of NFPA 1971, no matter which shell faces outwardly when the protective garment is worn, except that the shell of low visibility does not have trim that is reflective, fluorescent, or both.