Invention Grant
- Patent Title: Systems and methods for automatically preventing delinquency of payment on financial accounts
- Patent Title (中): 自动预防金融账户付款违规的制度和方法
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Application No.: US11167259Application Date: 2005-06-28
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Publication No.: US07753261B2Publication Date: 2010-07-13
- Inventor: Charles Rosenblatt , Frank Rotman , Vikas Goel
- Applicant: Charles Rosenblatt , Frank Rotman , Vikas Goel
- Applicant Address: US VA McLean
- Assignee: Capital One Financial Corporation
- Current Assignee: Capital One Financial Corporation
- Current Assignee Address: US VA McLean
- Agency: Finnegan, Henderson, Farabow, Garrett & Dunner, L.L.P.
- Main IPC: G06K5/00
- IPC: G06K5/00

Abstract:
Methods and systems are disclosed for automatically preventing delinquency of payment on financial accounts. In one implementation, methods or systems may be provided for associating a credit cardholder's account to the cardholder's bank account. If the cardholder fails to make a required monthly payment on the credit card account, the required payment is automatically withdrawn from the bank account prior to credit card account being reported as delinquent.
Public/Granted literature
- US20060293983A1 Systems and methods for automatically preventing delinquency of payment on financial accounts Public/Granted day:2006-12-28
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