Invention Grant
- Patent Title: System and method for predicting card member spending using collaborative filtering
- Patent Title (中): 使用协同过滤预测会员消费的系统和方法
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Application No.: US11500492Application Date: 2006-08-08
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Publication No.: US07792697B2Publication Date: 2010-09-07
- Inventor: Puneet B. Bhagchandani , Rachel B. Garrett , Vernon Marshall , Ali H. Baqri , Siddhesh Karmali
- Applicant: Puneet B. Bhagchandani , Rachel B. Garrett , Vernon Marshall , Ali H. Baqri , Siddhesh Karmali
- Applicant Address: US NY New York
- Assignee: American Express Travel Related Services Company, Inc.
- Current Assignee: American Express Travel Related Services Company, Inc.
- Current Assignee Address: US NY New York
- Agency: Snell & Wilmer L.L.P.
- Main IPC: G06Q30/00
- IPC: G06Q30/00

Abstract:
The disclosed method and system allows a credit or charge card issuer to provide its card members with a list of restaurants that might be of interest based on the financial transactions of similar card members. In one instance, this method filters financial transaction data from a plurality of card members that involves a plurality of restaurants to generate a set of candidate restaurant recommendations for a selected card member. This set of candidate restaurant recommendations is processed to yield a list of restaurant recommendations for the selected customer that is prioritized on the basis of the selected card member accepting the recommendation. The list of restaurant recommendations is then reported to the selected card member to enhance card use and marketing.
Public/Granted literature
- US20070143172A1 System and method for predicting card member spending using collaborative filtering Public/Granted day:2007-06-21
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