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US07798416B2 Time-varying security code for enabling authorizations and other uses of financial accounts 有权
适用于授权和其他使用财务帐户的时变安全码

  • Patent Title: Time-varying security code for enabling authorizations and other uses of financial accounts
  • Patent Title (中): 适用于授权和其他使用财务帐户的时变安全码
  • Application No.: US12192684
    Application Date: 2008-08-15
  • Publication No.: US07798416B2
    Publication Date: 2010-09-21
  • Inventor: James Roskind
  • Applicant: James Roskind
  • Applicant Address: US CA Redwood City
  • Assignee: James Roskind
  • Current Assignee: James Roskind
  • Current Assignee Address: US CA Redwood City
  • Agency: Mahamedi Paradice Kreisman LLP
  • Main IPC: G06K19/06
  • IPC: G06K19/06
Time-varying security code for enabling authorizations and other uses of financial accounts
Abstract:
A portable device is provided that carries account data. The account data may include a security code having a value that is time-varying. The value of the security code may be programmatically varied based on at least one of an algorithm or event. Authorization and use of the account may be sought from an authorization agent using the account data provided on the portable device.
Abstract(Chinese):

提供携带帐户数据的便携式设备。 帐户数据可以包括具有随时间变化的值的安全码。 可以基于算法或事件中的至少一个以编程方式改变安全码的值。 可以使用在便携式设备上提供的帐户数据从授权代理寻求帐户的授权和使用。

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