Invention Grant
- Patent Title: System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions
- Patent Title (中): 用于编码用于射频识别交易的磁条格式的信息的系统和方法
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Application No.: US10810473Application Date: 2004-08-30
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Publication No.: US07805378B2Publication Date: 2010-09-28
- Inventor: Michael J. Berardi , Michal Bliman , David S. Bonalle , Peter D. Saunders
- Applicant: Michael J. Berardi , Michal Bliman , David S. Bonalle , Peter D. Saunders
- Applicant Address: US NY New York
- Assignee: American Express Travel Related Servicex Company, Inc.
- Current Assignee: American Express Travel Related Servicex Company, Inc.
- Current Assignee Address: US NY New York
- Agency: Snell & Wilmer L.L.P.
- Main IPC: G06Q20/00
- IPC: G06Q20/00

Abstract:
A transaction device system is associated with a transaction device proxy account identifier, which may be stored in a database on the transaction device system and may be associated with a transaction account identifier for use in completing a transaction. The proxy transaction device identifier may include at least a first portion which corresponds to a portion of the transaction device identifier. The first portion of the proxy transaction device identifier may be segmented into proxy fields where a first segment includes a portion of a transaction account data set, and a second segment has encoded therein an account provider desired information. The proxy account identifier segments are undetectable by receiving systems such that the proxy account identifier emulates a merchant recognizable data transfer format. The account provider system uses the first portion of the transaction device identifier to reassemble the transaction device identifier for use in transaction completion.
Public/Granted literature
Information query