Invention Grant
US07805378B2 System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions 有权
用于编码用于射频识别交易的磁条格式的信息的系统和方法

System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions
Abstract:
A transaction device system is associated with a transaction device proxy account identifier, which may be stored in a database on the transaction device system and may be associated with a transaction account identifier for use in completing a transaction. The proxy transaction device identifier may include at least a first portion which corresponds to a portion of the transaction device identifier. The first portion of the proxy transaction device identifier may be segmented into proxy fields where a first segment includes a portion of a transaction account data set, and a second segment has encoded therein an account provider desired information. The proxy account identifier segments are undetectable by receiving systems such that the proxy account identifier emulates a merchant recognizable data transfer format. The account provider system uses the first portion of the transaction device identifier to reassemble the transaction device identifier for use in transaction completion.
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