An automated retail kiosk or vending machine that can vend working cellular handsets and that uses changeable presentation formats. The kiosk is generally an automated retail kiosk that can deliver primarily prepaid wireless products and services such as prepaid cellular handsets, prepaid cellular and long distance calling plans and E-pins, accessories like ear buds, phone holsters, SIM backup devices, cables and the like. In addition the kiosk or vending device can optionally provide a complete array of banking services including check cashing, prepaid debit cards, transfer of funds from debit card to debit card and many other services. An advertisement screen can play continuous or targeted advertising. The kiosk or vending device can change how it looks by accepting changeable front plates or housings, and it can communicate wirelessly over a network and be managed from a central location.