Systems and methods for refining the determination of the time of arrival (TOA) of given data. A portion of packet data is designated to be used as a pseudo TOA sequence. The packet information is modulated using, e.g., BPSK, and thereafter spread with a chipping stream known at both source and destination radios. The resulting stream includes a TOA reference pattern. On the receive side (destination radio), receive samples are despread and demodulated. The despread data is then XOR'ed with the chipping stream to re-create the TOA reference pattern. The re-created TOA reference pattern and original receive samples (previously stored) are passed through a correlator to obtain a correlation profile, which is then used for curve fitting/interpolation to accurately determine the TOA of the given received sample. Embodiments may be used in conjunction with a radio ranging system.