Methods, devices, systems and computer readable media are described, comprising determining an intermediate player hand in a card game; offering to the player an option to receive a conditional hit card in exchange for resolving the hand according to a second pay table; if the player accepts the offer, dealing a conditional hit card face down to the player; determining a final dealer hand; and if the final dealer hand beats the intermediate player hand, turning the conditional hit card face up and adding the card to the intermediate player hand, thereby determining a final player hand; awarding a payout to the player according to the reduced pay table if the final player hand beats the final dealer hand.