Disclosed is a foldable cross-patterned pull-handle and a bag having the same. The pull-handle includes a folding means having a first link assembly and a second link assembly connected to an end of the first link assembly so that the folding means can be folded and retracted or unfolded and extended, the first link assembly having two links connected to each other so that the links cross each other at a center portion, a first end of the second link assembly being supported on a bag; and a handle means mounted on a second end of the folding means and grabbed by a user with hand. Due to the structural characteristics of the link assemblies constituting the folding means, the length of the bag handle can be adjusted variously by folding or unfolding it, and the bag handle can be installed in a reduced space.