A smart card device includes a card body; and a plurality of card contacts carried by the card body. A smart card chip circuit includes a processor carried by the card body and operably connected to the contacts. At least one memory stores a set of instructions relating to initiating and completing smart card transactions between the smart card device and a smart card host. A biometric circuit is carried by the card body and operable with the processor and used for verifying identity of a user for subsequent smart card device usage. Power is received through a first contact for powering a power circuit for the smart card and a biometric subsystem power circuit receives power through a second contact.