A system for loading application identifiers to a mobile device includes a mobile device, a card device insertable into the mobile device, and an application center. The card device is adapted to determine an effective mobile device identifier of the mobile device, and transmit the effective mobile device identifier to the application center. The effective mobile device identifier is based at least in part on the result of a process performed by the card device. The application center is adapted to (1) determine zero or more allotted application identifiers and zero or more application identifiers of applications loaded on the mobile device based at least in part on the effective mobile device identifier, (2) identify at least one application identifier of the zero or more allotted application identifiers which does not form part of the zero or more application identifiers of applications loaded on the mobile device, and (3) load the at least one application identifier to the mobile device.