A semi-fabricated armor layer for use in production of an armor panel adapted to protect a body from an incoming projectile comprises a carrier and a plurality of armor elements. Each armor element has front and rear end surfaces and a side surface extending therebetween along a height axis of the element. The carrier is flexible and each of a majority of the armor elements is bonded to the carrier at one of its end surfaces and is free of bonding to adjacent armor elements at its side surface. When the carrier has a planar orientation, at least a majority of the armor elements has their height axes essentially parallel to each other and, when the carrier is at least slightly bent, the height axis of at least one of the elements is inclined relative to the height axis of another of the armor elements adjacent thereto.