Invention Grant
- Patent Title: Methods and systems of predicting mortgage payment risk
- Patent Title (中): 预测抵押支付风险的方法和系统
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Application No.: US12246407Application Date: 2008-10-06
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Publication No.: US07966256B2Publication Date: 2011-06-21
- Inventor: Yuansong Liao , Rui Yan
- Applicant: Yuansong Liao , Rui Yan
- Applicant Address: US CA Santa Ana
- Assignee: Corelogic Information Solutions, Inc.
- Current Assignee: Corelogic Information Solutions, Inc.
- Current Assignee Address: US CA Santa Ana
- Agency: Knobbe, Martens, Olson & Bear, LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00
Abstract:
A method for detecting a risk of payment default comprises receiving mortgage data associated with a mortgage application, the mortgage application associated with an applicant, determining a first score for the mortgage data based at least partly on one or more models that are based on data from a plurality of historical mortgage transactions and based on historical credit information related to the applicant, and generating data indicative of a risk of payment default based at least partly on the first score.
Public/Granted literature
- US20090099959A1 METHODS AND SYSTEMS OF PREDICTING MORTGAGE PAYMENT RISK Public/Granted day:2009-04-16
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