Systems and methods to provide bridging insurance coverage are described. The apparatus may comprise, a receiver module to receive a request for a financial service from a requestor and an underwriter module to underwrite a bridging financial service. The method may comprise, receiving from a requestor a request for a financial service, underwriting a bridge financial service at the time of the request, and initiating the external processes required for the approval of a final insurance policy. The method may additionally include, completing the external processes, underwriting a final financial service based on the external processes and terminating the bridge financial service.