A method for producing a secure personal card and its working process using an intelligent card, the card has electric contacts, a CPU with at least data memory of the user and a biometric data receptor of the user. The biometric data stored in the card is used to make a comparison with biometric data received at the moment of use. Once the card is activated, generating an absolute identification of the biometric data of the authorized user, said biometric data being stored in an unreadable memory, generating and storing the personal data of the user and his/her access code, said biometric data being compared with the current read data of the actual user, in order to verify the identity of the user, then verification and identification of said personal data and access code being allowed in order to continue regular working operation.