Invention Grant
US08010377B1 Systems and methods for generating a model for home value scoring
有权
用于生成家庭价值评分模型的系统和方法
- Patent Title: Systems and methods for generating a model for home value scoring
- Patent Title (中): 用于生成家庭价值评分模型的系统和方法
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Application No.: US11976886Application Date: 2007-10-29
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Publication No.: US08010377B1Publication Date: 2011-08-30
- Inventor: Michael G. Bradley , J. Douglas Gordon , Pamela W. Sims , Douglas A. McManus , Morgan C. Snyder
- Applicant: Michael G. Bradley , J. Douglas Gordon , Pamela W. Sims , Douglas A. McManus , Morgan C. Snyder
- Applicant Address: US VA McLean
- Assignee: Federal Home Loan Mortgage Corporation (Freddie Mac)
- Current Assignee: Federal Home Loan Mortgage Corporation (Freddie Mac)
- Current Assignee Address: US VA McLean
- Agency: Finnegan, Henderson, Farabow, Garrett & Dunner, LLP
- Main IPC: G06Q10/00
- IPC: G06Q10/00

Abstract:
Systems and methods are provided for generating a model for providing one or more scores indicating a likelihood that an appraisal value is faulty. In one embodiment, a method includes receiving information representative of at least one of a borrower, a property, or one or more demographics; receiving a first appraisal value of the property; receiving a second appraisal value of the property, such that the second appraisal verifies the first appraisal; and determining one or more parameters for the model based on the received information, the received first appraisal value, and the received second appraisal value, such that the one or more parameters enable the model to provide the one or more scores.
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