Invention Grant
US08014755B2 System and method of managing contactless payment transactions using a mobile communication device as a stored value device
有权
使用移动通信设备作为存储值设备来管理非接触式支付交易的系统和方法
- Patent Title: System and method of managing contactless payment transactions using a mobile communication device as a stored value device
- Patent Title (中): 使用移动通信设备作为存储值设备来管理非接触式支付交易的系统和方法
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Application No.: US11753408Application Date: 2007-05-24
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Publication No.: US08014755B2Publication Date: 2011-09-06
- Inventor: Albert Sun , Pao-Chieh An , Ying-Che Lo , Chee-Horng Lee , Chi-Wang Pang , Hung-Tsai Yen
- Applicant: Albert Sun , Pao-Chieh An , Ying-Che Lo , Chee-Horng Lee , Chi-Wang Pang , Hung-Tsai Yen
- Applicant Address: TW Hsinchu
- Assignee: Macronix International Co., Ltd.
- Current Assignee: Macronix International Co., Ltd.
- Current Assignee Address: TW Hsinchu
- Agency: Haynes Beffel & Wolfeld LLP
- Agent Kenta Suzue
- Main IPC: H04M11/00
- IPC: H04M11/00
Abstract:
A method and apparatus handling payment transactions in a system using mobile communication devices as stored value devices are disclosed. A transaction operations server receives multiple records of the transaction from the stored value device—one via a communication channel through the telecommunication provider network, and another via an independent communication channel. The records are reconciled at the transaction server for transaction verification.
Public/Granted literature
Information query
