Disclosed is a halogen-free flame retardant thermoplastic polyurethane composite resin composition. The disclosed flame retardant thermoplastic polyurethane composite resin composition is capable of improving flame retardancy and flaming-drip of a thermoplastic polyurethane resin through desirable formation of char during combustion, which uses a phosphinate, a diphosphinate and/or a polymer thereof, dipentaerythritol, talc, a melamine derivative, etc., instead of a halogen-based flame retardant, as a flame retardant.