Invention Grant
- Patent Title: Rapidly maturing expanded data transaction profiles
- Patent Title (中): 快速成熟扩展的数据交易配置文件
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Application No.: US11871812Application Date: 2007-10-12
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Publication No.: US08027947B2Publication Date: 2011-09-27
- Inventor: Kyle Randolph Hinsz , Frank Wall Elliott, Jr. , Joseph Philip Milana
- Applicant: Kyle Randolph Hinsz , Frank Wall Elliott, Jr. , Joseph Philip Milana
- Applicant Address: US MN Minneapolis
- Assignee: Fair Isaac Corporation
- Current Assignee: Fair Isaac Corporation
- Current Assignee Address: US MN Minneapolis
- Agency: Mintz, Levin, Cohn, Ferris, Glovsky and Popeo, P.C.
- Main IPC: G06F9/44
- IPC: G06F9/44 ; G06N7/02 ; G06N7/06

Abstract:
A first set of variables is introduced into a data transaction scoring system. The first set of variables having a maturity level less than a second set of variables previously matured on the data transaction scoring system. The maturity level corresponding to an amount of exposure to the data transaction scoring system. The amount of exposure affecting a degree of precision for the data transaction scoring system. The first set of variables are introduced by expanding a data transaction profile for the data transaction scoring system including second set of variables to further include the first set of variables. Initial values are assigned for the first set of variables based on a statistical model. After such an assignment, scoring of data transactions using the expanded data transaction profile prior to maturing the data transaction system using the first set of variables can be initiated. Related apparatus, systems, techniques, and articles are also described.
Public/Granted literature
- US20090125466A1 Rapidly Maturing Expanded Data Transaction Profiles Public/Granted day:2009-05-14
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