A method for creating an electronic form for publication comprising responsive to first user input allowing a user to create the electronic form using a form-creating user interface wherein the user defines the fields and their values for the electronic form that is modeled after format information as specified by an entity; responsive to second user input allowing a user to fill in the electronic form to create a populated form; automatically creating the electronic message compliant with the format information; and transmitting the electronic message to the entity for publication. The user interface allows the user to create the form in compliant with the format information, thereby automating the process for flexible creation and publication of forms without a need to modify the software program for each entity, hence eliminating the manual process and saving time and money as well as creating more competition in the market.