Invention Grant
- Patent Title: Method and apparatus for explaining credit scores
- Patent Title (中): 信用评分的方法和设备
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Application No.: US10183135Application Date: 2002-06-25
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Publication No.: US08078524B2Publication Date: 2011-12-13
- Inventor: Stuart Crawford , Andrew Flint , Sharon Anne Hatcher , Keith Owen Hillestad , Thomas J. Quinn , Michael William Rapaport , Sue Ann Simon , Michael Scott Steele , Cheryl Lynne St. John
- Applicant: Stuart Crawford , Andrew Flint , Sharon Anne Hatcher , Keith Owen Hillestad , Thomas J. Quinn , Michael William Rapaport , Sue Ann Simon , Michael Scott Steele , Cheryl Lynne St. John
- Applicant Address: US MN Minneapolis
- Assignee: Fair Isaac Corporation
- Current Assignee: Fair Isaac Corporation
- Current Assignee Address: US MN Minneapolis
- Agency: Mintz, Levin, Cohn, Ferris, Glovsky and Popeo, P.C.
- Main IPC: G06Q40/00
- IPC: G06Q40/00
Abstract:
The invention comprises a method and apparatus for explaining credit scores, for example in connection with a credit score explanation service, in which consumers can identify the sources of information used to establish their credit score, supply their credit report and credit score information in connection with their application for credit-related products and services, such as loans, and determine the effect on their credit score and cost for credit-related products and services based upon various hypothetical changes in their credit behavior.
Public/Granted literature
- US20030046223A1 Method and apparatus for explaining credit scores Public/Granted day:2003-03-06
Information query
