Invention Grant
- Patent Title: Method and system for computerized insurance underwriting
- Patent Title (中): 电脑保险承保的方法和制度
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Application No.: US11025548Application Date: 2004-12-28
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Publication No.: US08090599B2Publication Date: 2012-01-03
- Inventor: Oai Tran , Lisa Napolitan , Stanley Nutkiewicz , Jane Statsky , Richard Stoller
- Applicant: Oai Tran , Lisa Napolitan , Stanley Nutkiewicz , Jane Statsky , Richard Stoller
- Applicant Address: US CT Hartford
- Assignee: Hartford Fire Insurance Company
- Current Assignee: Hartford Fire Insurance Company
- Current Assignee Address: US CT Hartford
- Agency: Howard IP Law Group, PC
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
This invention relates generally to a computer system and method for integrating insurance policy underwriting. In one aspect it integrates the older legacy insurance policy generating systems to on line systems where users access the system through browsers. The computer system to perform the process of underwriting, rating, quoting, binding, and booking an insurance policy includes browsers, data bases, processors and a dispatcher that parses the information to select an insurance process. Suitable software programs review messages received from users to determine if certain messages are less than a prescribed limit. If a message is greater than the limit, then the message is parsed into a header information and one or more data fields whereby the header information is provided to a legacy processor and to policy generation software for further creation of policy related information and documentation.
Public/Granted literature
- US20050144047A1 Method and system for computerized insurance underwriting Public/Granted day:2005-06-30
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