Invention Grant
- Patent Title: Onetime passwords for smart chip cards
- Patent Title (中): 智能芯片卡的一次性密码
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Application No.: US12365697Application Date: 2009-02-04
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Publication No.: US08095113B2Publication Date: 2012-01-10
- Inventor: Brian Kean , Christopher T. Cox
- Applicant: Brian Kean , Christopher T. Cox
- Applicant Address: US CO Greenwood Village
- Assignee: First Data Corporation
- Current Assignee: First Data Corporation
- Current Assignee Address: US CO Greenwood Village
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: H04M1/66
- IPC: H04M1/66

Abstract:
A financial transaction card is provided according to various embodiments described herein. The financial transaction card includes a card body with at least a front surface and a back surface. The financial transaction card may also include a near field communications transponder and/or a magnetic stripe, as well as a digital display configured to display alphanumeric characters on the front surface of the card body. The financial transaction card may also include a processor that is communicatively coupled with the near field communications transponder or magnetic stripe and the digital display. The processor may be configured to calculate one-time passwords and communicate the one-time passwords to both the near filed communications transponder or magnetic stripe and the digital display.
Public/Granted literature
- US20090200371A1 ONETIME PASSWORDS FOR SMART CHIP CARDS Public/Granted day:2009-08-13
Information query