A transaction product includes a plurality of puzzle segments, four skin components, and a machine-readable account identifier. The four skin components each couple and form a hinge between at least two of the plurality of puzzle segments such that the transaction product is configured to be successively folded about the plurality of hinges to undergo a closed chain of transformations from an initial configuration to a plurality of intermediate configurations and back to the initial configuration. The four skin components are each positioned on an external surface of the transaction product when the transaction product is in the initial configuration. The machine-readable account identifier is coupled to at least one of the puzzle segments and links the transaction product to an account or record for tracking a value associated with the transaction product.