Invention Grant
- Patent Title: Wireless portable consumer electronics device facilitating multi-range transactions
- Patent Title (中): 无线便携式消费电子设备促进多范围交易
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Application No.: US11928700Application Date: 2007-10-30
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Publication No.: US08096468B2Publication Date: 2012-01-17
- Inventor: Joan Myers , Sara Garrison
- Applicant: Joan Myers , Sara Garrison
- Applicant Address: US CA San Francisco
- Assignee: Visa U.S.A. Inc.
- Current Assignee: Visa U.S.A. Inc.
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend & Stockton
- Main IPC: G06K5/00
- IPC: G06K5/00
Abstract:
A method for conducting a transaction is disclosed. The method includes using a first portable electronic device, and directly transmitting a request for payment to a second portable electronic device through a wireless link. Then, the second portable electronic device transmits an approval of the request for payment to the first portable electronic device. One of the first and the second portable electronic devices then sends the request for payment to a payment hub service. The payment hub service then facilitates the transfer of funds from a payer institution to a payee institution to complete the transaction.
Public/Granted literature
- US20080052232A1 WIRELESS PORTABLE CONSUMER ELECTRONICS DEVICE FACILITATING MULTI-RANGE TRANSACTIONS Public/Granted day:2008-02-28
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