A computer-implemented method of reconciling a primary budget for a construction project. One embodiment of the invention includes generating a primary budget for the construction project and assigning a first primary budget line item from the primary budget to a participant. A secondary budget is then generated for the primary budget line item. Invoice amounts corresponding to secondary budget line items are stored. Before administering a draw that includes a new payment to the second participant, the system ensures that the total sum of a current invoiced amount and all previously invoiced amounts corresponding to secondary budget line items is less than or equal to the budget amount of the primary budget line item.