A suspension assembly and an actuator having the same, which are of a hard disk drive (HDD). The suspension assembly includes a load beam coupled to an end of a swing arm of an actuator; a flexure attached to the load beam to support the slider; and a tip-tab which extends from a front end of the load beam to contact a ramp when the read/write head is parked, wherein a width of a contact part of the tip-tab that contacts the ramp is wider than other parts of the tip-tab. A width of a part of the tip-tab engaged with the load beam and a width of a front part of the tip-tab are smaller than the width of the contact part. The width of the tip-tab increases gradually from the front end of the load beam up to the contact part, and decreases gradually after the contact part.