A soybean cultivar designated 99497033 is disclosed. The invention relates to the seeds of soybean cultivar 99497033, to the plants of soybean 99497033, to plant parts of soybean cultivar 99497033, and to methods for producing a soybean plant produced by crossing soybean cultivar 99497033 with itself or with another soybean variety. The invention also relates to methods for producing a soybean plant containing in its genetic material one or more transgenes and to the transgenic soybean plants and plant parts produced by those methods. This invention also relates to soybean cultivars, or breeding cultivars, and plant parts derived from soybean variety 99497033, to methods for producing other soybean cultivars, lines or plant parts derived from soybean cultivar 99497033, and to the soybean plants, varieties, and their parts derived from use of those methods. The invention further relates to hybrid soybean seeds, plants, and plant parts produced by crossing the cultivar 99497033 with another soybean cultivar.