A computer-implemented system for processing a customer application for a wireless telecommunications device is provided. The system includes a first credit component to obtain first credit information for a customer and a second credit component maintaining default credit information. The system includes a credit processor and a payment component. Where the first credit information is available the credit processor uses the first credit information otherwise it uses the default credit information to process the customer application. The payment component uses a first payment verification to verify a customer payment. When the first payment verification is not accessible, the payment component provides a payment identification and continues processing the customer application until the first payment verification is obtained. When the payment component is unable to obtain the first payment verification and the customer application is otherwise completed, the payment component validates the customer payment to complete the customer application.