Invention Grant
- Patent Title: Systems and methods for depositing cash into deposit account
- Patent Title (中): 将现金存入存款账户的系统和方法
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Application No.: US12427867Application Date: 2009-04-22
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Publication No.: US08146805B1Publication Date: 2012-04-03
- Inventor: Stuart G. Davis , Maximiliano C. Juarez
- Applicant: Stuart G. Davis , Maximiliano C. Juarez
- Applicant Address: US TX San Antonio
- Assignee: United Services Automobile Association (USAA)
- Current Assignee: United Services Automobile Association (USAA)
- Current Assignee Address: US TX San Antonio
- Agency: Perkins Coie LLP
- Main IPC: G06F17/00
- IPC: G06F17/00 ; G06F19/00 ; G06K5/00 ; G06Q40/00

Abstract:
A deposit card may be issued to a user that allows the user to go to a merchant and deposit cash into a deposit account of the user using information from the deposit card. The deposit card is unidirectional as it only can be used to deposit money into the deposit account. A barcode may be generated and disposed on the deposit card or provided separately. The barcode represents data that may be used in the deposit of cash to the deposit account, such as the name or other identification of the user, a card number of the deposit card, the name or other identification of the institution, an account number of the deposit account, etc. A merchant may use a barcode reader to read the barcode and obtain data that may be used in the deposit.
Information query