Invention Grant
US08150754B2 Methods, apparatus and computer program products for interfacing automatic bill payment systems with card issuer database systems
有权
用于将自动账单支付系统与卡片发行者数据库系统进行接口的方法,装置和计算机程序产品
- Patent Title: Methods, apparatus and computer program products for interfacing automatic bill payment systems with card issuer database systems
- Patent Title (中): 用于将自动账单支付系统与卡片发行者数据库系统进行接口的方法,装置和计算机程序产品
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Application No.: US12342601Application Date: 2008-12-23
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Publication No.: US08150754B2Publication Date: 2012-04-03
- Inventor: Lesley Leggatt , Leigh R. Malnati , Danielle Nulle , Ursula Winter , Jeannine Haas , Cecilia Sun
- Applicant: Lesley Leggatt , Leigh R. Malnati , Danielle Nulle , Ursula Winter , Jeannine Haas , Cecilia Sun
- Applicant Address: US NY New York
- Assignee: American Express Travel Related Services Company, Inc.
- Current Assignee: American Express Travel Related Services Company, Inc.
- Current Assignee Address: US NY New York
- Agency: Snell & Wilmer L.L.P.
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
An interface for interfacing a merchant processor with a card issuer database receives a merchant profile including transaction request data elements and stores the merchant profile in a global merchant database. A request for data corresponding to at least one element of the merchant profile is transmitted to a merchant system and/or a cardmember database. Data corresponding to the merchant profile is received from the merchant system and/or the cardmember database and stored in the global merchant database. A marketing system is notified that at least one record associated with the merchant profile is stored in the global merchant database.
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