A digital camera function, such as can be implemented in a cellular telephone handset, and that includes automated segmentation of foreground subjects in acquired digital photos and images. Successive images are captured by the digital camera function at different flash exposure levels, for example using existing light only and using flash exposure. After alignment and registration of the images, luminance difference values in the two images are determined for each pixel, and the luminance difference values compared against a threshold value on a pixel-by-pixel basis. Those pixels with luminance difference values exceeding the threshold are segmented from the image as foreground subjects.