Invention Grant
US08175908B1 Systems and methods for constructing and utilizing a merchant database derived from customer purchase transactions data
有权
用于构建和利用由客户购买交易数据导出的商家数据库的系统和方法
- Patent Title: Systems and methods for constructing and utilizing a merchant database derived from customer purchase transactions data
- Patent Title (中): 用于构建和利用由客户购买交易数据导出的商家数据库的系统和方法
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Application No.: US10933462Application Date: 2004-09-03
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Publication No.: US08175908B1Publication Date: 2012-05-08
- Inventor: Russell Wayne Anderson
- Applicant: Russell Wayne Anderson
- Applicant Address: US NY New York
- Assignee: JPMorgan Chase Bank, N.A.
- Current Assignee: JPMorgan Chase Bank, N.A.
- Current Assignee Address: US NY New York
- Agency: Hunton & Williams
- Main IPC: G06F17/60
- IPC: G06F17/60

Abstract:
The invention relates to a method and system, including a computer system for storing and manipulating transaction data including transaction purchase information, customer demographics information, and merchant information, the computer system comprising a storage device for storing the transaction data and a processor for processing the transaction data. The method may include obtaining transaction purchase information generated from a plurality of sources; generating customer profile information based on the transaction purchase information; and obtaining merchant information relating to at least one merchant. The method may further include generating merchant profile information based on the merchant information and purchase transaction information; and processing the customer profile information and the merchant profile information in combination to generate business information; wherein the business information includes at least one selected from the group consisting of merchant profit information, merchant bankruptcy information, merchant revenue, merchant profit projections, and merchant market share.
Information query