Invention Grant
- Patent Title: Method and system for using payment history for conducting commercial transactions
- Patent Title (中): 使用支付历史进行商业交易的方法和系统
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Application No.: US11561130Application Date: 2006-11-17
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Publication No.: US08175961B2Publication Date: 2012-05-08
- Inventor: William Reid , Fredric Maslin , Craig Swackhammer , Marc Belsky
- Applicant: William Reid , Fredric Maslin , Craig Swackhammer , Marc Belsky
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
A method is disclosed. The method includes receiving transaction data relating to a plurality of commercial transactions conducted by a plurality of buyers and sellers conducting commercial transactions using a transaction processing system, and then receiving a request for transaction information relating to the received transaction data from an entity, wherein the transaction information also relates to a commercial transaction between a buyer and a seller. The method further includes providing the transaction information to an entity, wherein the entity thereafter makes a decision about further interacting with the buyer or the seller.
Public/Granted literature
- US20080120218A1 METHOD AND SYSTEM FOR USING PAYMENT HISTORY FOR CONDUCTING COMMERCIAL TRANSACTIONS Public/Granted day:2008-05-22
Information query