Invention Grant
- Patent Title: Systems, methods and computer program products for a comprehensive environmental benefit program associated with a commercial credit card
- Patent Title (中): 与商业信用卡相关的综合环境效益计划的系统,方法和计算机程序产品
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Application No.: US12629537Application Date: 2009-12-02
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Publication No.: US08214258B2Publication Date: 2012-07-03
- Inventor: Jeffrey Thomas Pauly , David James Vogel
- Applicant: Jeffrey Thomas Pauly , David James Vogel
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent Michael A. Springs; Franklin E. Weindruch
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
Systems, methods, and computer program products are provided for a comprehensive environmental benefit program associated with purchases made by a corporate entity and, more specifically, purchases associated with a commercial credit card. According to embodiments herein disclosed, environmental impact data, such as ecological or carbon footprint data may be determined based on the purchases made by a commercial entity using the commercial credit card and, in some embodiments, purchases made through other purchasing channels. In addition, environmental advisory data, such as suggestions for environmental improvements, environmental educational information or the like may be determined based on the purchases. Additionally, environmental rebates, such as carbon offsets may be determined based on the purchases/purchase amounts and customized based on commercial entity preferences.
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