A gas turbine engine blade has a platform. A root depends from the platform and an airfoil extends from the platform. The airfoil has leading and trailing edges and pressure and suction sides. The blade has a substrate having a surface. A compressive stress exists below a first region of the surface. The first region extends over a majority of a streamwise perimeter of the airfoil at a location at a spanwise distance from the tip or more than 50% of a tip-to-platform span. A coating is on the surface including at the location.