A management server calculates a hash value of software for providing a service, generates a first software area from software which is provided a second electronic signature, provides a third electronic signature to user information provided with a first electronic signature transmitted from a terminal, to the hash value, and to user management information, encrypts a second software area generated from the third electronic signature, user information, from hash value, and from user management information using a common key of the management server and service providing server, combines the first software area and encrypted second software area to create a software IC card, encrypts the software IC card using a public key of the terminal, and transmits the encrypted software IC card to the terminal.