The DigiPass for the Web provides security for internet communication greater than that achieved by the use of a static password without requiring the user to install any software or to possess or use dedicated hardware of any kind. The user merely access an appropriate website which downloads an applet to the user's browser. This is a conventional function which is handled by the browser and does not require any expertise on the part of the user. The browser relies on a password known only to the user for authenticating the user to the browser/applet. The browser/applet interacts with the server to create an authentication key which is then stored on the user's computer. The user can invoke the authentication key dependent on the user's presentation to the browser/applet of the password. Since the password is not used outside the user-browser/applet interaction it is not subject to attacks by hackers. The authentication key is also protected from attacks by encryption although the user need not memorize any information other than the password.