An architecture is presented that facilitates secure token generation and transmission capabilities in a mobile device. The system comprises at least one software application that includes a secure token assigned to a specific user and a memory module that communicates with an external processor. A security processor, non-volatile memory component and volatile memory component are integrated to form the memory module that communicates with the external processor. The memory module creates a secure execution environment for the execution of application agents associated with the software application and the secure token. The security processor of the system communicates with the software application and external processor to manage generation, authentication, confidentiality, and transmission of the secure token. And, the non-volatile memory allows the introduction of new tokens and the removal of old tokens.