Invention Grant
US08280120B2 Fraud resistant biometric financial transaction system and method 有权
防欺诈生物识别金融交易系统和方法

  • Patent Title: Fraud resistant biometric financial transaction system and method
  • Patent Title (中): 防欺诈生物识别金融交易系统和方法
  • Application No.: US12444018
    Application Date: 2007-10-02
  • Publication No.: US08280120B2
    Publication Date: 2012-10-02
  • Inventor: Hector T. HoyosKeith J. Hanna
  • Applicant: Hector T. HoyosKeith J. Hanna
  • Applicant Address: US PR Caguas
  • Assignee: Eyelock Inc.
  • Current Assignee: Eyelock Inc.
  • Current Assignee Address: US PR Caguas
  • Agency: Foley and Lardner LLP
  • Agent John D. Lanza
  • International Application: PCT/US2007/080135 WO 20071002
  • International Announcement: WO2008/042879 WO 20080410
  • Main IPC: G06K9/00
  • IPC: G06K9/00
Fraud resistant biometric financial transaction system and method
Abstract:
A method and system for authenticating financial transactions is disclosed wherein biometric data is acquired from a person and the probability of liveness of the person and probability of a match between the person or token and known biometric or token information are calculated, preferably according to a formula D=P(p)*(K+P(m)), wherein K is a number between 0.1 and 100, and authenticating if the value of D exceeds a predetermined value.
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