A system and method for providing a terminal with account funding is described. In one exemplary aspect of the invention, a system is provided having an interface whereby a player can interact with the gaming system. The interface allows the player to request a transfer of funds from the player's bank account to a wagering account. The system prompts the player to provide for reading the player's bank card such as by swiping the card. The system receives the player's entry of a personal identification code and sends information concerning the player's request for a transfer to a bank. The system then reports the bank's response to the player's request and, if allowed, credits that player's wagering account with the requested transfer of funds.