Systems and methods for load balancing and/or fail over are provided. In one embodiment, a server system may include, for example, one or more of the following: a first network interface card (NIC); a second NIC having same layer-3 (L3) address as the first NIC; a first network switch coupled to the first NIC, the first network switch receiving an incoming traffic flow destined for the second NIC; and a second network switch coupled to the second NIC and coupled to the first network switch. The first network switch may determine, for example, whether the incoming traffic flow is destined for the first NIC or is destined for the second network switch.