A data transformation and exchange server receives an input data stream from one or more application servers and/or computing devices. The data stream includes a plurality of input records and each input record can be in a different input protocol and/or character encoding. The transformation and exchange server determines each input record in the input data stream based on one or more boundary points and determines a template from a plurality of templates based on the input record. The transformation and exchange server transforms the input record into an output record based on the template and communicates the output record via an output data stream.