An IC chip in which secure information is recorded is mounted on an information processing apparatus. The information processing apparatus is connected to a service providing server for providing a service and a settlement operator server for executing a settlement concerning the service via a network. The apparatus includes a content data acquisition part that acquires content data containing a network location of a script file capable of reading the secure information in the IC chip from the service providing server, that transmits to the network location a request for the script file, and that acquires the script file from the settlement operator server based on the request. The apparatus also includes a file reading part that reads the script file, and a secure information reading part that reads the secure information from the IC chip based on a secure information access description contained in the script file.