Invention Grant
US08346576B2 Apparatus, method, program and computer-readable recording medium for providing guaranteed minimum accumulated benefit contract funded with matching bond investments
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设备，方法，程序和计算机可读记录介质，用于提供由匹配的债券投资资助的有保证的最低累积利益合同
- Patent Title: Apparatus, method, program and computer-readable recording medium for providing guaranteed minimum accumulated benefit contract funded with matching bond investments
- Patent Title (中): 设备，方法，程序和计算机可读记录介质，用于提供由匹配的债券投资资助的有保证的最低累积利益合同
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Application No.: US12266821Application Date: 2008-11-07
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Publication No.: US08346576B2Publication Date: 2013-01-01
- Inventor: Daniel R. Guilbert , David P. Wiland , Xiaobo Zhou , Jennifer Lynn Healy
- Applicant: Daniel R. Guilbert , David P. Wiland , Xiaobo Zhou , Jennifer Lynn Healy
- Applicant Address: US CT Hartford
- Assignee: Hartford Fire Insurance Company
- Current Assignee: Hartford Fire Insurance Company
- Current Assignee Address: US CT Hartford
- Agency: Buckley, Maschoff & Talwalkar LLC
- Main IPC: G06Q40/00
- IPC: G06Q40/00
Abstract:
A guaranteed minimum accumulated benefit (GMAB) variable annuity contract management apparatus stores contract data on GMAB variable annuity contracts having a predetermined contract duration. The apparatus also stores fund data on amounts paid to purchase the contracts. The apparatus computes a portion of the amounts paid that is to be allocated to a bond fund. The apparatus stores data on the portion of the amounts paid to be allocated to the bond fund. A substantial portion, or all, of the bond fund is invested in bonds that have a maturity date that matches the contract duration of the GMAB variable annuity contracts.
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