A membrane-electrode assembly for a fuel cell includes an anode and a cathode facing each other and a polymer electrolyte membrane interposed therebetween. At least one of the anode and the cathode includes a conductive electrode substrate and a catalyst layer formed thereon, and the catalyst layer includes a first catalyst layer including a first metal catalyst that grows from the polymer electrolyte membrane toward the electrode substrate and a second catalyst layer including a second metal catalyst covering the first catalyst layer.